Online payments = on-time payments
Online payments =
on-time payments
Wave’s online payments software helps you get paid quickly by bank deposit, credit card, and Apple Pay.
Payment solutions for
your business
Get paid in 1-2 business days1- Low fees
- Customer convenience
Faster payments, better cash flow
Accept credit cards, bank payments, and Apple Pay for as little as 1%2 per transaction.
Your customers can use the secure “Pay now” button on your invoices to instantly pay you.
Your customers want to pay online
By making things more convenient for your customers, they’re likely to pay you 3x faster.³
Plus, you’ll enhance your brand and look more professional.
Never lose track of payments
With Wave, your invoices and payments flow into your accounting records, helping you stay organized and prepared for tax time.
“Most of my clients pay with credit cards using the secure link on the invoice. That is a massive time saver and helps me get paid faster!”
How accepting cards and digital payments works
Processing fees
per transaction ($1.00 minimum fee)
per transaction ($1.00 minimum fee)
See all payments features
Simple fee structure with low rates and no hidden fees
All major cards accepted: Visa, Visa Debit, Mastercard, Mastercard Debit, and American Express
Compatible with Apple Pay
Get paid within 1-2 business days for credit card payments and 1-7 business days for bank payments1
Set up recurring billing with automatic payments for your repeat customers with the Pro Plan or online payments
Bank-grade security for all online payments
Payments connect seamlessly with your Wave account, keeping your books in-sync
1Payouts are processed in 1-2 business days for credit card payments and 1-7 business days for bank payments. Deposit times may vary due to processing cutoff times, third party delays, or risk reviews.
2Rates are 1% for bank payments (minimum fee of $1). For information on credit card rates, visit the pricing section for details.
3Customers who enable payments on Wave invoices mark invoices paid three times faster than those who are paid through cash or check.
*While subscribed to Wave’s Pro Plan, get 2.9% + $0 (Visa, Mastercard, Discover) and 3.4% + $0 (Amex) per transaction for the first ten cumulative transactions in a monthly subscription period, then 2.9% + $0.60 (Visa, Mastercard, Discover) and 3.4% + $0.60 (Amex) per transaction thereafter. Discover processing is only available to US customers.
A few notes about accepting online payments through Wave:
Approval is subject to eligibility criteria, including identity verification and credit review. Payments are a pay-per-use feature; no monthly fees here! Your deposit times may vary based on your financial institution. All payments are subject to a risk review and periodic credit risk assessments are done on business owners because we need to cover our butts (and yours). In some cases, we may hold funds and request more information if we need it for the protection of your business and Wave's.
Instant Payout is an additional service offered by Wave subject to user and payment eligibility criteria. A 1% fee is applied to the amount you withdraw from your available balance (minimum fee of $1), in addition to regular processing fees.. The minimum withdrawal amount is $25. Deposits are sent to the debit card linked to your account in up to 30 minutes. Deposit times may vary due to processing cutoff times or third party delays.
