Get started in seconds
Unlimited bank and credit card connections
Keep track of your business health
*We use Plaid to facilitate bank connections. Not all financial institutions are supported so we can’t guarantee that you will be able to connect an account. Check Plaid's troubleshooting guide for more information or learn more about how bank connections work at Wave.
Less mess, less-stress
small business bookkeeping
Make tax time a breeze
When everything is neatly where it belongs, tax time is simple. Wave’s smart dashboard organizes your income, expenses, payments, and invoices.
We’re serious about security
Bank data connections are read-only and use 256-bit encryption. Servers are housed under physical and electronic protection. Wave is PCI Level-1 certified for handling credit card and bank account information.
Accountant-friendly software
Wave uses real, double-entry accounting software. Don’t know what that is? No sweat. Accountants do, and they’ll thank you for it.
Drag-and-drop invoice templates
Free, beautiful invoice templates that make getting paid on time painless. Customize with your brand colors and logo.
Create an invoice anywhere, anytime
Create invoices on-the-go with our free iOS and Android app. Keep all your invoices in one place.
Save time, get paid faster with automatic billing
Bill your repeat customers automatically with fully customizable scheduling. With our online payments feature, you can automate late payment reminders and let us be the bad guy.
Faster payments, better cash flow
Accept credit cards, bank payments, and Apple Pay for as little as 1%2 per transaction.
Your customers can use the secure “Pay now” button on your invoices to instantly pay you.
Your customers want to pay online
By making things more convenient for your customers, they’re likely to pay you 3x faster.³
Plus, you’ll enhance your brand and look more professional.
Never lose track of payments
With Wave, your invoices and payments flow into your accounting records, helping you stay organized and prepared for tax time.
Stop chasing clients around
Drag-and-drop invoice templates
Free, beautiful invoice templates that make getting paid on time painless. Customize with your brand colors and logo.
Create an invoice anywhere, anytime
Create invoices on-the-go with our free iOS and Android app. Keep all your invoices in one place.
Save time, get paid faster with automatic billing
Bill your repeat customers automatically with fully customizable scheduling. With our online payments feature, you can automate late payment reminders and let us be the bad guy.
- Send professional invoices
- Get paid fast via credit card
- Easily manage cash flow
- Send professional invoices
- Get paid fast via credit card
- Easily manage cash flow
- Simple, reliable, and secure
- Easily manage cash flow
- Be ready for tax time
Beautiful, professional invoicing
Create and send customized invoices, estimates, and receipts in seconds. Track the status of your invoices and payments so you can stay on top of your cash flow.
Beautiful, professional invoicing
Create and send customized invoices, estimates, and receipts in seconds. Track the status of your invoices and payments so you can stay on top of your cash flow.
Invoice status: Sent, Viewed, Paid, and more
Know at a glance what’s happening with every invoice so you can take the right actions and manage your cash flow best.
Invoice status: Sent, Viewed, Paid, and more
Know at a glance what’s happening with every invoice so you can take the right actions and manage your cash flow best.
Powerful recurring billing for repeat business
Get paid every month without lifting a finger. Customize invoice schedules for recurring customers and charge your clients’ cards automatically.
Beautiful, professional invoicing
Create and send customized invoices, estimates, and receipts in seconds. Track the status of your invoices and payments so you can stay on top of your cash flow.
Invoice status: Sent, Viewed, Paid, and more
Know at a glance what’s happening with every invoice so you can take the right actions and manage your cash flow best.
Powerful recurring billing for repeat business
Get paid every month without lifting a finger. Customize invoice schedules for recurring customers and charge your clients’ cards automatically.
Accept credit cards
Customers pay faster when you accept payments by credit card. Add this payment option to your invoices for a pay-as-you-go fee as low as 2.9% + $0.60 for card transactions.
With our Pro Plan, you can unlock rates starting at 2.9% + $0* for the first 10 credit card transactions each month.
Features
Beautiful, professional invoicing
Create and send customized invoices, estimates, and receipts in seconds. Track the status of your invoices and payments so you can stay on top of your cash flow.
Invoice status: Sent, Viewed, Paid, and more
Know at a glance what’s happening with every invoice so you can take the right actions and manage your cash flow best.
Powerful recurring billing for repeat business
Get paid every month without lifting a finger. Customize invoice schedules for recurring customers and charge your clients’ cards automatically.
Accept credit cards
Customers pay faster when you accept payments by credit card. Add this payment option to your invoices for a pay-as-you-go fee as low as 2.9% + $0.60 for card transactions.
With our Pro Plan, you can unlock rates starting at 2.9% + $0* for the first 10 credit card transactions each month.
Frequently Asked Questions
Processing fees
per transaction ($1.00 minimum fee)
per transaction ($1.00 minimum fee)
See all payments features
Simple fee structure with low rates and no hidden fees
All major cards accepted: Visa, Visa Debit, Mastercard, Mastercard Debit, and American Express
Compatible with Apple Pay
Get paid within 1-2 business days for credit card payments and 1-7 business days for bank payments1
Set up recurring billing with automatic payments for your repeat customers with the Pro Plan or online payments
Bank-grade security for all online payments
Payments connect seamlessly with your Wave account, keeping your books in-sync
Processing fees
"My fav tool for invoicing & accounting is Wave. Easy-to-use. And I love the interface. Check it out!"
Most of my clients pay with credit cards using the secure link on the invoice. That is a massive time saver and helps me get paid faster!
Most of my clients pay with credit cards using the secure link on the invoice. That is a massive time saver and helps me get paid faster!
See all Payments features
Simple fee structure with low rates and no hidden fees
All major cards accepted: Visa, Visa Debit, Mastercard, Mastercard Debit, and American Express
Compatible with Apple Pay
Get paid within 1-2 business days for credit card payments and 1-7 business days for bank payments1
Set up recurring billing with automatic payments for your repeat customers with the Pro Plan or online payments
Bank-grade security for all online payments
Payments connect seamlessly with your Wave account, keeping your books in-sync
*While subscribed to Wave’s Pro Plan, get 2.9% + $0 (Visa, Mastercard, Discover) and 3.4% + $0 (Amex) per transaction for the first ten cumulative transactions in a monthly subscription period, then 2.9% + $0.60 (Visa, Mastercard, Discover) and 3.4% + $0.60 (Amex) per transaction thereafter. Discover processing is only available to US customers.
A few notes about accepting online payments through Wave:
Approval is subject to eligibility criteria, including identity verification and credit review. Payments are a pay-per-use feature. Your deposit times may vary based on your financial institution. All payments are subject to a risk review and periodic credit risk assessments are done on business owners because we need to cover our butts (and yours). In some cases, we may hold funds and request more information if we need it for the protection of your business and Wave's.
Processing fees
Credit Cards
See all Payments features
- Simple fee structure with low rates and no hidden fees
- All major cards accepted: Visa, Visa Debit, Mastercard, Mastercard Debit, and American Express
- Compatible with Apple Pay
- Get paid within 1-2 business days for credit card payments and 1-7 business days for bank payments1
- Accept credit card payments over the phone, online, or in person
- Set up recurring billing with automatic payments for your repeat customers with the Pro Plan
- Bank-grade security for all online payments
- Automate bookkeeping: payments connect seamlessly with your Wave account
Frequently Asked Questions
Is Wave's software something I need to install?
Wave's tools are web-based, so you just need an Internet connection and browser—no installation is necessary for our online software!
If you're looking for an on-the-go solution, you can install our mobile app to help you manage invoices and payments. Download our mobile app on iOS and Android today!
What if I just want to try Wave to see if it works for my business?
Sign up for the Starter Plan to take the bookkeeping and invoicing basics for a spin. Then, whenever you’re ready, upgrade to the Pro Plan to unlock even more money management features. Our plans are built for small business owners at every stage!
Can I change plans easily?
You bet! To upgrade to the Pro Plan, sign into Wave. Visit your dashboard or use your invoicing or accounting features, and click the “Upgrade now” button. Learn more about changing subscription periods and plan types in our Help Center.
Is my data secure when I use Wave?
Our servers are protected physically and electronically. Any connections between you, your bank accounts, and Wave are protected by 256-bit SSL encryption. Wave is a PCI-DSS Level 1 Service Provider.
Do you provide customer support?
We provide different levels of support, depending on the plan and/or the add-on features you choose. Learn more about how Wave support works here.
Is it easy to cancel for any reason after I subscribe?
Yes, you can unsubscribe at any time! The cancellation of your subscription will take effect at the end of the billing period in which you cancel. Learn how to cancel your subscription in our Help Center.
*While subscribed to Wave’s Pro Plan, get 2.9% + $0 (Visa, Mastercard, Discover) and 3.4% + $0 (Amex) per transaction for the first ten cumulative transactions in a monthly subscription period, then 2.9% + $0.60 (Visa, Mastercard, Discover) and 3.4% + $0.60 (Amex) per transaction thereafter. Discover processing is only available to US customers.
A few notes about accepting online payments through Wave:
Approval is subject to eligibility criteria, including identity verification and credit review. Payments are a pay-per-use feature. Your deposit times may vary based on your financial institution. All payments are subject to a risk review and periodic credit risk assessments are done on business owners because we need to cover our butts (and yours). In some cases, we may hold funds and request more information if we need it for the protection of your business and Wave's.
“I love accounting,” said no one ever.
Over $24 billion in Wave invoices sent each year. 100% secure payments.
Start sending professional invoices in minutes
Get your money faster with online payments
