Accept credit card and digital payments from your invoices
Wave makes getting paid fast (we're talking 1 to 2 days-fast1), frictionless, and fun.
See money in your bank account faster than ever
Improve your cash flow
Faster payments mean better cash flow. Accept all major credit cards so your customers can pay your invoices online, instantly.
Get paid faster
Get paid in 1 to 2 days1, enhance your brand, and look professional when you enable online payments. With a Pro Plan subscription, get $0 transaction fees on your first 10 transactions each month.
Automatic credit card payments
Get paid every month without lifting a finger. Pro Plan subscribers can customize invoice schedules for recurring customers and charge clients’ cards automatically.
Safe and secure card payments
Feel confident knowing your business and customer data are protected by the highest level of certified bank-grade security practices.
How accepting cards and digital payments works
Processing fees
“Most of my clients pay with credit cards using the secure link on the invoice. That is a massive time saver and helps me get paid faster!”
See all Payments features
Simple fee structure with low rates and no hidden fees
All major cards accepted: Visa, Visa Debit, Mastercard, Mastercard Debit, and American Express
Compatible with Apple Pay
Get paid within 1-2 business days for credit card payments and 1-7 business days for bank payments1
Set up recurring billing with automatic payments for your repeat customers with the Pro Plan or online payments
Bank-grade security for all online payments
Payments connect seamlessly with your Wave account, keeping your books in-sync
1Payouts are processed in 1-2 business days for credit card payments and 1-7 business days for bank payments. Deposit times may vary due to processing cutoff times, third party delays, or risk reviews.
2Rates are 1% for bank payments (minimum fee of $1). For information on credit card rates, visit the pricing section for details.
3Customers who enable payments on Wave invoices mark invoices paid three times faster than those who are paid through cash or check.
*While subscribed to Wave’s Pro Plan, get 2.9% + $0 (Visa, Mastercard, Discover) and 3.4% + $0 (Amex) per transaction for the first ten cumulative transactions in a monthly subscription period, then 2.9% + $0.60 (Visa, Mastercard, Discover) and 3.4% + $0.60 (Amex) per transaction thereafter. Discover processing is only available to US customers.
A few notes about accepting online payments through Wave:
Approval is subject to eligibility criteria, including identity verification and credit review. Payments are a pay-per-use feature; no monthly fees here! Your deposit times may vary based on your financial institution. All payments are subject to a risk review and periodic credit risk assessments are done on business owners because we need to cover our butts (and yours). In some cases, we may hold funds and request more information if we need it for the protection of your business and Wave's.
Instant Payout is an additional service offered by Wave subject to user and payment eligibility criteria. A 1% fee is applied to the amount you withdraw from your available balance (minimum fee of $1), in addition to regular processing fees.. The minimum withdrawal amount is $25. Deposits are sent to the debit card linked to your account in up to 30 minutes. Deposit times may vary due to processing cutoff times or third party delays.
