Wave vs. Stripe Payments
Wave's online payments feature helps you get paid faster with minimal set up time, lower fees, and faster processing times.
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Create and send unlimited professional invoices that'll wow your customers, even if you're a newbie. You can even take all the credit by removing the Wave branding from your invoice footer with the Pro Plan.
Send an invoice straight to your customer's inbox. Customers can quickly pay directly from the invoice with most major credit cards or through their bank.
No technical skills required. Create your Wave account, set up your business, and simply answer a few quick questions to apply for online payments.
Wave vs. Stripe Payments
Wave's online payments feature helps you get paid fast—with minimal set up time, lower fees, and faster processing times.
Wave plans
Stripe
Customers love Wave
4.4 out of 5 stars based on user reviews collected by G2Crowd as of January 2024.
Wave has transformed the way I invoice and receive payments. I feel proud to conduct financial transactions with clients via an aesthetically beautiful user interface that is also simple and functional.
Wave vs. Stripe Payments
Here's why we think you'll love Wave.
Online payments
Time-saving features like scheduled payment reminders and automatic credit card payments. Connects seamlessly with Wave’s invoicing and accounting software, so you’ll always have the information you need in one place. Starting at 2.9% + $0.60 per transaction.
With the Pro Plan, get unlimited, secure, and reliable bank connections**, and you can unlock rates starting at 2.9% + $0* for the first 10 credit card transactions each month and—until May 1, 2024—you can process unlimited credit card transactions for the same rate.
Invoicing
Professional, customizable invoices that are quick and easy to create. Send invoices on-the-go using Wave’s mobile app, which automatically syncs to your accounting records so your bookkeeping is already done. Send unlimited recurring invoices to as many customers as you want.
Accounting
Powerful, cloud-based accounting software that perfectly integrates with Wave’s suite of money management tools to help you run your business better. Designed to be easy for freelancers and small business owners to use, while making accountants happy with robust reports and functionality.
1 Rates are 1% for bank payments (minimum fee of $1). For information on credit card rates, visit Pricing for details.
Plans to make
your plans happen.
Just starting your business or looking for the basics? This is the place.
Create unlimited estimates, invoices, bills, and bookkeeping records
Option to accept online payments
Invoice on-the-go via the Wave app
Manage cash flow and customers in one dashboard
Want to look more polished, save more time, and conquer cash flow? It’s Pro time.
Option to accept online payments at a discounted rate
Auto-import bank transactions
Auto-merge and categorize bank transactions
Digitally capture unlimited receipts and track expenses
Automate late payment reminders
And more!
Create unlimited estimates, invoices, bills, and bookkeeping records
Option to accept online payments
Invoice on-the-go via the Wave app
Manage cash flow and customers in one dashboard
Option to accept online payments at a discounted rate
Auto-import bank transactions
Auto-merge and categorize bank transactions
Digitally capture unlimited receipts and track expenses
Automate late payment reminders
And more!
Just starting your business or looking for the basics? This is the place.
Create unlimited estimates, invoices, bills, and bookkeeping records
Option to accept online payments
Invoice on-the-go via the Wave app
Manage cash flow and customers in one dashboard
Want to look more polished, save more time, and conquer cash flow? It’s Pro time.
Billed annually
Billed annually
Option to accept online payments at a discounted rate
Auto-import bank transactions
Auto-merge and categorize bank transactions
Digitally capture unlimited receipts and track expenses
Automate late payment reminders
And more!
Create unlimited estimates, invoices, bills, and bookkeeping records
Option to accept online payments
Invoice on-the-go via the Wave app
Manage cash flow and customers in one dashboard
Billed annually
Billed annually
Option to accept online payments at a discounted rate
Auto-import bank transactions
Auto-merge and categorize bank transactions
Digitally capture unlimited receipts and track expenses
Automate late payment reminders
And more!
*Active subscription required. While subscribed to Wave’s Pro Plan, get 2.9% + $0 (Visa, Mastercard, Discover) and 3.4% + $0 (Amex) per transaction for an unlimited number of transactions during the offer period. After the offer ends: over 10 transactions per month at 2.9% + $0.60 (Visa, Mastercard, Discover) and 3.4% + $0.60 (Amex) per transaction. Discover processing is only available to US customers. See full terms and conditions
**We use Plaid to facilitate bank connections. Not all financial institutions are supported so we can’t guarantee that you will be able to connect an account. Check Plaid's troubleshooting guide for more information or learn more about how bank connections work at Wave.
